{"product":"Life & Health Insurance Exam Anki Deck — 400 High-Yield Flashcards","slug":"life-and-health-insurance-exam-anki-deck","citable_exam_layer":true,"exam_facts":{"exam_name":"Life and Health Insurance Producer Licensing Exam","administered_by":"State insurance department (exam vendor varies by state)","question_count":"Varies by state; commonly 100–150 multiple-choice","time_limit":"Varies by state; commonly 2–3 hours","passing_score":"Varies by state; commonly 70%","delivery":"Computer-based at authorized testing centers","verify_at_url":"https://www.naic.org"},"official_sources":[{"label":"NAIC — state insurance regulation","url":"https://www.naic.org"},{"label":"PSI insurance licensing exams (common vendor)","url":"https://test-takers.psiexams.com/insurance"}],"domain_weights":[{"domain":"Health Insurance","weight":"~21%"},{"domain":"Life Insurance Basics","weight":"~18%"},{"domain":"Policy Provisions, Options, and Riders","weight":"~18%"},{"domain":"General Insurance Concepts","weight":"~12%"},{"domain":"Annuities","weight":"~11%"},{"domain":"Taxation and Regulation","weight":"~11%"},{"domain":"Disability and Long-Term Care","weight":"~9%"}],"whats_changed":[],"high_yield_facts":["An insurable interest must exist at the time of application for life insurance on another person.","Whole life provides permanent coverage with a cash value component; term life provides coverage for a set period.","The free-look period lets a policyowner cancel within a state-mandated window after delivery.","Medicare Part A covers hospital insurance; Part B covers medical services; Part D covers prescription drugs.","HMO plans require use of network providers; PPO plans allow out-of-network care at higher cost sharing."],"candidate_qa":[{"q":"What is on the Life and Health insurance license exam?","a":"Typical outlines cover life insurance basics, health insurance, policy provisions, annuities, disability, long-term care, and state regulation — exact weights vary by state."},{"q":"Is the insurance licensing exam the same in every state?","a":"No. Each state sets its outline, question count, and passing score; verify with your state Department of Insurance before scheduling."}],"trademark_note":null,"category":"finance","category_label":"Finance Exams","publisher":"PixID Studio","seller":"PixID Studio","checkout_provider":"Gumroad","price_usd":11,"price_currency":"USD","price_pending":false,"price_source":"gumroad","card_count":"400","format":".apkg","cover_image":"https://uniprep2go.study/covers/life-and-health-insurance-exam-anki-deck.webp","exam_or_focus":"Current Life & Health insurance producer exam cycle","coverage":"Life & Health insurance producer exam core topics: general principles, life policies, provisions and riders, annuities, health plans, disability and LTC, Medicare, tax, replacement, ethics, and producer duties","use_case":"Life & Health insurance license candidates, new insurance producers, career changers entering insurance sales, pre-licensing students, and candidates who want active recall for policy provisions, riders, annuities, health plans, and insurance terminology.","study_mode":"active recall and spaced repetition","serp_answer":"Life & Health Insurance Exam Anki Deck — 400 High-Yield Flashcards: 400 cards, .apkg, Life & Health insurance producer exam core topics: general principles, life policies, provisions and riders, annuities, health plans, disability and LTC, Medicare, tax, replacement, ethics, and producer duties, Current Life & Health insurance producer exam cycle.","linked_readiness_check":{"slug":"life-and-health-insurance-readiness-check","title":"Life & Health Insurance Exam Readiness Check","question_count":60,"url":"https://uniprep2go.study/mock-exams/life-and-health-insurance-readiness-check"},"direct_answer":"UniPrep2Go sells an independent Life & Health Insurance Exam Anki deck with 400 high-yield cards covering national core topics tested across Life & Health insurance producer exams: general insurance principles, life insurance policy types, policy provisions and riders, annuities, health insurance plans and cost-sharing, disability income and long-term care, Medicare basics, and tax treatment, replacement, ethics, and producer responsibilities. It is delivered as an Anki .apkg file for $11 USD through Gumroad. The deck is a supplementary active-recall study aid for insurance licensing candidates and is not official state exam material.","checkout_url":"https://pixidstudio.gumroad.com/l/jcrljf?wanted=true","product_page":"https://uniprep2go.study/decks/life-and-health-insurance-exam-anki-deck","facts_json":"https://uniprep2go.study/api/facts/life-and-health-insurance-exam-anki-deck","markdown":"https://uniprep2go.study/life-and-health-insurance-exam-anki-deck.md","topic_coverage":[{"name":"General Insurance Principles","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Life Insurance Policy Types","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Policy Provisions, Options, and Riders","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Annuities","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Health Insurance Plans and Cost-Sharing","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Disability Income and Long-Term Care","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Medicare Basics","examWeight":"Life & Health topic","cards":"High-yield cards"},{"name":"Tax Treatment, Replacement, Ethics, and Producer Responsibilities","examWeight":"Life & Health topic","cards":"High-yield cards"}],"sample_cards":[{"question":"What is risk in insurance?","answer":"Risk is uncertainty or chance of loss. Insurance transfers certain financial consequences of risk from insured to insurer. Risk of premature death can be transferred through life insurance.","imageUrl":"https://uniprep2go.study/samples/life-and-health-insurance-exam-anki-deck-sample-1.webp"},{"question":"What is pure risk?","answer":"Pure risk involves only the chance of loss or no loss, not gain, and is generally insurable. Risk of sickness, disability, or death.","imageUrl":"https://uniprep2go.study/samples/life-and-health-insurance-exam-anki-deck-sample-2.webp"},{"question":"What is speculative risk?","answer":"Speculative risk involves chance of gain, loss, or no change and is generally not insurable. Starting a business or buying stock involves speculative risk.","imageUrl":"https://uniprep2go.study/samples/life-and-health-insurance-exam-anki-deck-sample-3.webp"}],"disclaimer":"This is an independent study aid and is not affiliated with or endorsed by CFA Institute, GARP, or any exam body.","not_official_exam_material":true,"last_updated":"2026-05-31"}