# Life & Health Insurance Practice Test — 60 Questions (Free 25-Question Version)

> Life & Health insurance practice test — free 25-question diagnostic, no signup; full mock: 60 timed questions, 90 minutes, 70% target, topic scoring, and full answer review. Pairs with 250-card Anki deck. Independent prep — not official state exam material.

UniPrep2Go's free Life & Health insurance practice test is a 25-question, 38-minute timed diagnostic with a free topic report and answer review — no email, no account. The full mock is 60 questions / 90 minutes on the $5 UniPrep2Go Mock Pass (5 attempts on any mock).

## What is the Life & Health Readiness exam?

Life & Health Readiness is an exam pathway administered under State insurance licensing authorities. Each attempt draws 60 questions in this topic mix from a bank of 120 original items, so retakes see new questions. Life & Health licensing exams are set by each state, and length varies; check your state's candidate handbook for its outline, length and pass score. This UniPrep2Go page is an independent timed practice test — not official exam material.

- Administered by: State insurance licensing authorities

## Official certification resources

Topic weights and timing follow published State insurance department (exam vendor varies by state) outlines. Verify fees and scheduling on the official site — UniPrep2Go questions are independent study aids.

- [NAIC — state insurance regulation](https://www.naic.org)
- [PSI insurance licensing exams (common vendor)](https://test-takers.psiexams.com/insurance)

## Product facts

- Slug: life-and-health-insurance-readiness-check
- Practice test label: Life & Health insurance practice test
- Vertical: licensing (https://uniprep2go.study/mock-exams/v/licensing)
- Family: insurance
- Linked deck: life-and-health-insurance-exam-anki-deck
- Linked deck status: available
- Linked deck checkout: https://pixidstudio.gumroad.com/l/jcrljf?wanted=true
- Status: live
- Access mode: free_timed_mock
- Questions: 60
- Duration: 90 minutes
- Free version: free 25-question / 38-minute diagnostic (1 attempt, no signup); full 60-question mock on Mock Pass
- Free question count: 25
- Free duration: 38 minutes
- Pass threshold: 70%
- Price: Free 25-question diagnostic, then $5 for 5 full attempts
- Pricing note: Your first UniPrep2Go attempt is free: a 25-question timed diagnostic on any exam (Exam or Learn mode, no signup) with the full topic report. Full-length mocks and retakes run on a $5 UniPrep2Go Mock Pass (Gumroad license key): 5 attempts on any mock. After your score, buy the linked Anki deck on Gumroad to drill weak topics with spaced repetition.
- Mock Pass: $5 for 5 attempts on any mock — https://pixidstudio.gumroad.com/l/uniprep-mock-pass
- Exam body: State insurance licensing authorities
- Search aliases: life and health, L&H insurance
- Landing page: https://uniprep2go.study/mock-exams/life-and-health-insurance-readiness-check
- Facts JSON: https://uniprep2go.study/api/mock-exams/life-and-health-insurance-readiness-check

## About this free practice test

A Life & Health insurance licensing practice test — health insurance, life basics, provisions, annuities, disability, LTC, and regulation. Timed 60-question diagnostic drawn from a 120-item original bank so retakes differ, with topic scoring — free 25-question diagnostic, no signup. Drill weak areas in the 250-card Life & Health Anki deck between sittings.

- Built for: Insurance producer candidates preparing for state Life & Health licensing exams.
- Topics: Health Insurance, Life Insurance Basics, Policy Provisions and Riders, General Insurance Concepts, Annuities, Taxation and Regulation, Disability and Long-Term Care

## Report features

- Pass/no-pass readiness verdict
- Weighted topic diagnosis
- Pacing analysis
- Full answer review with explanations
- Linked Anki deck repair plan for no-pass or borderline results

## Question source

Original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions.

## Structure

- Health Insurance: 13 questions, target 70%
- Life Insurance Basics: 11 questions, target 70%
- Policy Provisions and Riders: 11 questions, target 70%
- General Insurance Concepts: 7 questions, target 70%
- Annuities: 6 questions, target 70%
- Taxation and Regulation: 7 questions, target 70%
- Disability and Long-Term Care: 5 questions, target 70%

## Official source note

Each attempt draws 60 questions in this topic mix from a bank of 120 original items, so retakes see new questions. Life & Health licensing exams are set by each state, and length varies; check your state's candidate handbook for its outline, length and pass score.

## Life and Health Insurance Producer Licensing Exam exam facts

- Exam name: Life and Health Insurance Producer Licensing Exam
- Administered by: State insurance department (exam vendor varies by state)
- Questions: Varies by state; commonly 100–150 multiple-choice
- Time: Varies by state; commonly 2–3 hours
- Passing score: Varies by state; commonly 70%
- Delivery: Computer-based at authorized testing centers
- Verify current details at: https://www.naic.org
Official sources:
- NAIC — state insurance regulation: https://www.naic.org
- PSI insurance licensing exams (common vendor): https://test-takers.psiexams.com/insurance

## Life and Health Insurance Producer Licensing Exam knowledge domains and weights

| # | Knowledge domain | Weight |
| --- | --- | ---: |
| 1 | Health Insurance | Common national-core area — weight varies by state outline |
| 2 | Life Insurance Basics | Common national-core area — weight varies by state outline |
| 3 | Policy Provisions, Options, and Riders | Common national-core area — weight varies by state outline |
| 4 | General Insurance Concepts | Common national-core area — weight varies by state outline |
| 5 | Annuities | Common national-core area — weight varies by state outline |
| 6 | Taxation and Regulation | Common national-core area — weight varies by state outline |
| 7 | Disability and Long-Term Care | Common national-core area — weight varies by state outline |
## High-yield Life and Health Insurance Producer Licensing Exam facts (commonly tested)

- An insurable interest must exist at the time of application for life insurance on another person.
- Whole life provides permanent coverage with a cash value component; term life provides coverage for a set period.
- The free-look period lets a policyowner cancel within a state-mandated window after delivery.
- Medicare Part A covers hospital insurance; Part B covers medical services; Part D covers prescription drugs.
- HMO plans require use of network providers; PPO plans allow out-of-network care at higher cost sharing.
## Common Life and Health Insurance Producer Licensing Exam candidate questions (Q&A)

### What is on the Life and Health insurance license exam?

Typical outlines cover life insurance basics, health insurance, policy provisions, annuities, disability, long-term care, and state regulation — exact weights vary by state.

### Is the insurance licensing exam the same in every state?

No. Each state sets its outline, question count, and passing score; verify with your state Department of Insurance before scheduling.


## FAQ

### Is there a free Life & Health insurance practice test?

Yes — your first UniPrep2Go attempt is free, and it can be this one: a 25-question / 38-minute timed diagnostic drawn by the same topic weights, a 70% readiness target, topic scoring, and a full answer review report. No signup, Exam or Learn mode. The full 60-question / 90-minute mock runs on the $5 UniPrep2Go Mock Pass (5 attempts on any mock).

### How many free attempts do I get on this Life & Health insurance practice test?

One. Your first UniPrep2Go attempt is free: a 25-question timed diagnostic on any exam (Exam or Learn mode, no signup) with the full topic report. Full-length mocks and retakes run on a $5 UniPrep2Go Mock Pass (Gumroad license key): 5 attempts on any mock. Every attempt ends with the full topic report and answer review — the report itself is never paywalled.

### How many questions are on this free Life & Health insurance practice test?

This UniPrep2Go practice test has 60 multiple-choice questions timed against a 90-minute target. The free first attempt is a 25-question / 38-minute diagnostic with the same topic weights; the full session runs on Mock Pass. Each attempt draws 60 questions in this topic mix from a bank of 120 original items, so retakes see new questions. Life & Health licensing exams are set by each state, and length varies; check your state's candidate handbook for its outline, length and pass score.

### Why is the free Life & Health insurance practice test 25 questions?

It is a diagnostic: 25 questions drawn by the same topic weights as the full 60-question mock — enough to rank your weakest topics, short enough to finish in 38 minutes in one sitting. With 1–6 questions per topic it is a quick read, not a verdict; for a full-length timed score, run the 60-question / 90-minute mock.

### What do I get for $5?

The UniPrep2Go Mock Pass: 5 full timed attempts on any UniPrep2Go mock, including the 60-question Life & Health Readiness session, in Exam or Learn mode. It is a one-time Gumroad license key that works on any device — no subscription. Every attempt ends with the full topic report and answer review.

### What score do you need on this Life & Health insurance practice test?

The pass target on this practice test is 70%. Your report also breaks down performance by topic so you can see weak areas before the real exam.

### Who should take this Life & Health insurance practice test?

Insurance producer candidates preparing for state Life & Health licensing exams.

### Where can I take a Life & Health insurance practice test online?

UniPrep2Go hosts the Life & Health Insurance Practice Test — 60 Questions (Free 25-Question Version) at https://uniprep2go.study/mock-exams/life-and-health-insurance-readiness-check with a timed runner and full readiness report.

### Is this official exam material?

No. This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.

### What does the report show after the mock?

Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan that links to the paid Anki deck on Gumroad for weak-topic drilling.

### Where do the questions come from?

Questions are original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions.

## Disclaimer

This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.