# Free Life & Health Insurance Readiness Check > Free Life & Health insurance licensing practice online: 60 timed questions, 90 minutes, 70% target, topic scoring, and answer review. Independent insurance prep — not official state exam material. ## What is the Life & Health Readiness exam? Life & Health Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Life & Health Insurance deck. State licensing outlines vary. This UniPrep2Go page is an independent timed practice test — not official exam material. - Administered by: State insurance licensing authorities ## Product facts - Slug: life-and-health-insurance-readiness-check - Practice test label: Life & Health insurance practice test - Vertical: licensing (https://uniprep2go.study/mock-exams/v/licensing) - Family: insurance - Linked deck: life-and-health-insurance-exam-anki-deck - Status: live - Access mode: free_demand_test - Questions: 60 - Duration: 90 minutes - Pass threshold: 70% - Price: Free for first 20 mock starts - Pricing note: Mocks and full reports are free for the first 20 mock starts while we validate demand. After that, access moves to paid Gumroad checkout. - Exam body: State insurance licensing authorities - Search aliases: life and health, L&H insurance - Landing page: https://uniprep2go.study/mock-exams/life-and-health-insurance-readiness-check - Facts JSON: https://uniprep2go.study/api/mock-exams/life-and-health-insurance-readiness-check ## About this free practice test A Life & Health insurance licensing readiness check covering health insurance, life basics, provisions, annuities, disability, LTC, and regulation. - Built for: Insurance producer candidates preparing for state Life & Health licensing exams. - Topics: Health Insurance, Life Insurance Basics, Policy Provisions and Riders, General Insurance Concepts, Annuities, Taxation and Regulation, Disability and Long-Term Care ## Report features - Pass/no-pass readiness verdict - Weighted topic diagnosis - Pacing analysis - Full answer review with explanations - Linked Anki deck repair plan for no-pass or borderline results ## Question source Original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions. ## Structure - Health Insurance: 21% weight, target 70% - Life Insurance Basics: 18% weight, target 70% - Policy Provisions and Riders: 18% weight, target 70% - General Insurance Concepts: 12% weight, target 70% - Annuities: 11% weight, target 70% - Taxation and Regulation: 11% weight, target 70% - Disability and Long-Term Care: 9% weight, target 70% ## Official source note Readiness check sampled from the Life & Health Insurance deck. State licensing outlines vary. ## Life and Health Insurance Producer Licensing Exam exam facts - Exam name: Life and Health Insurance Producer Licensing Exam - Administered by: State insurance department (exam vendor varies by state) - Questions: Varies by state; commonly 100–150 multiple-choice - Time: Varies by state; commonly 2–3 hours - Passing score: Varies by state; commonly 70% - Delivery: Computer-based at authorized testing centers - Verify current details at: https://www.naic.org Official sources: - NAIC — state insurance regulation: https://www.naic.org - PSI insurance licensing exams (common vendor): https://test-takers.psiexams.com/insurance ## Life and Health Insurance Producer Licensing Exam knowledge domains and weights | # | Knowledge domain | Weight | | --- | --- | ---: | | 1 | Health Insurance | ~21% | | 2 | Life Insurance Basics | ~18% | | 3 | Policy Provisions, Options, and Riders | ~18% | | 4 | General Insurance Concepts | ~12% | | 5 | Annuities | ~11% | | 6 | Taxation and Regulation | ~11% | | 7 | Disability and Long-Term Care | ~9% | ## High-yield Life and Health Insurance Producer Licensing Exam facts (commonly tested) - An insurable interest must exist at the time of application for life insurance on another person. - Whole life provides permanent coverage with a cash value component; term life provides coverage for a set period. - The free-look period lets a policyowner cancel within a state-mandated window after delivery. - Medicare Part A covers hospital insurance; Part B covers medical services; Part D covers prescription drugs. - HMO plans require use of network providers; PPO plans allow out-of-network care at higher cost sharing. ## Common Life and Health Insurance Producer Licensing Exam candidate questions (Q&A) ### What is on the Life and Health insurance license exam? Typical outlines cover life insurance basics, health insurance, policy provisions, annuities, disability, long-term care, and state regulation — exact weights vary by state. ### Is the insurance licensing exam the same in every state? No. Each state sets its outline, question count, and passing score; verify with your state Department of Insurance before scheduling. ## FAQ ### Is there a free Life & Health insurance practice test? Yes — UniPrep2Go hosts a free online Life & Health insurance practice test with 60 timed questions, 90 minutes, a 70% pass target, topic scoring, and a full answer review report. Free for first 20 mock starts. ### How many questions are on this free Life & Health insurance practice test? This UniPrep2Go practice test has 60 multiple-choice questions timed against a 90-minute target. Readiness check sampled from the Life & Health Insurance deck. State licensing outlines vary. ### What score do you need on this Life & Health insurance practice test? The pass target on this practice test is 70%. Your report also breaks down performance by topic so you can see weak areas before the real exam. ### Who should take this Life & Health insurance practice test? Insurance producer candidates preparing for state Life & Health licensing exams. ### Where can I take a Life & Health insurance practice test online? UniPrep2Go hosts the Free Life & Health Insurance Readiness Check at https://uniprep2go.study/mock-exams/life-and-health-insurance-readiness-check with a timed runner and full readiness report. ### Is this official exam material? No. This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result. ### What does the report show after the mock? Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan linked to the Anki deck waitlist or deck when available. ### Where do the questions come from? Questions are original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions. ## Disclaimer This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.