Finance credentials · timed practice test · free 25-question / 25-minute diagnostic · CFP Board
Free CFP Certification Practice Test
Free 25-question diagnostic, then $5 for 5 full attempts · no signup
UniPrep2Go's free CFP Certification Practice Test is a 25-question, 25-minute timed diagnostic with a free topic report and answer review — no email, no account. The full mock is 120 questions / 120 minutes on the $5 UniPrep2Go Mock Pass (5 attempts on any mock).
The CFP Certification Examination from CFP Board is the comprehensive exam for candidates pursuing Certified Financial Planner certification in the United States. It integrates financial planning process, investment, tax, retirement, estate, and risk management into case-style…
Official-source aligned. Topic weights, timing, and pass rules follow published CFP Board outlines. Questions are original UniPrep2Go study aids — not leaked official items. Verify on the official site ↗
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- Questions
- 25 free · 120 full
- Time
- 25 min free · 120 min full
- UniPrep2Go readiness target
- 70%
- Domains
- 4
- Exam body
- CFP Board
- Status
- Live · free 25-question / 25-minute diagnostic
Finance credentials · CFP Board
CFP Certification Practice Test
Free 25-question diagnostic · 25 min · full 120Q on Mock Pass
Sample CFP Certification practice questions
These sample items mirror the domains in the timed CFP Certification mock. Correct answers and explanations unlock inside the practice session.
Sample 1
A client's entire portfolio will be one fund. Fund X returned 12% with a 20% standard deviation and beta 1.2; Fund Y returned 9% with a 10% standard deviation and beta 0.9. T-bills yield 3%. Which conclusion is correct?
- A. Fund X, with the higher Treynor ratio of 7.50 versus 6.67
- B. Fund Y, with the higher Sharpe ratio of 0.60 versus 0.45
- C. Fund X, because its 12% total return is the highest
- D. Fund Y, because its lower beta means lower total risk
Sample 2
Health Savings Accounts require the account owner to be enrolled in:
- A. A high-deductible health plan alongside a general-purpose health FSA
- B. A high-deductible health plan and Medicare Part A as secondary
- C. A high-deductible health plan and have no disqualifying coverage
- D. Any health plan with a deductible of at least $500 per person
Sample 3
Liquidity needs for a client with three months until a home purchase suggest
- A. A balanced 60/40 portfolio to keep some growth
- B. Intermediate-term bond funds for higher yield
- C. Capital preservation and readily accessible funds
- D. Dividend-paying blue-chip stocks for income
Sample 4
Split-dollar life insurance arrangements between employer and employee typically involve:
- A. An employer paying all premiums as a fully deductible, tax-free employee benefit
- B. Sharing premium costs and death benefit per a written agreement
- C. Group term life coverage up to $50,000 provided tax-free to employees
- D. A nonqualified deferred compensation plan funded by an annuity contract
Sample 5
Mia, 40, inherits a traditional IRA from her father, who died in 2025 at age 80, after his required beginning date. She is not disabled, chronically ill, or a minor child. How must she take distributions?
- A. Over her own life expectancy, as a stretch IRA
- B. Within 5 years of his death, with no annual RMDs
- C. Annual RMDs in years 1-9, with a full payout by year 10
- D. Any amounts she likes, provided it is empty by the end of year 10
What is the CFP Certification exam?
The CFP Certification Examination from CFP Board is the comprehensive exam for candidates pursuing Certified Financial Planner certification in the United States. It integrates financial planning process, investment, tax, retirement, estate, and risk management into case-style and stand-alone items. Education, experience, and ethics requirements apply beyond the exam. Confirm current format with CFP Board.
Administered by: CFP Board (official site ↗)
Official format: Timed multiple-choice knowledge assessment; verify the current official outline with CFP Board.
Who this exam is for
Financial planning students and practitioners completing CFP Board-registered education who need a structured review before the CFP Certification Examination and related experience/ethics steps. Always verify current candidate bulletins, fees, and testing vendor details before you register.
How to prepare
Follow CFP Board Principal Knowledge Topics, practice case vignettes under timed conditions, and review weak domains weekly. Take the free UniPrep2Go timed readiness check on this page, then drill weak topics with the linked live Anki deck. Always verify current candidate bulletins, fees, and testing vendor details before you register.
Confirm current fees, eligibility, and scheduling with CFP Board before you book the real exam.
Topic outline
Core domains candidates usually study for CFP Certification: Financial planning process, Investment planning, Tax & estate, Retirement & risk.
Financial planning process
Engagement and planning process steps. Review official outlines for current weighting and examples.
Investment planning
Portfolio and product recommendation themes.
Tax & estate
Income tax and estate planning concepts.
Retirement & risk
Retirement and insurance/risk themes. Review official outlines for current weighting and examples.
About this free CFP Certification Practice Test
120-question CFP Certification readiness check (free 25-question version) with topic scoring. Use this timed practice test as a baseline before exam day or before drilling the linked Anki deck — start with the free 25-question / 25-minute diagnostic.
Built for: Financial planning students and practitioners completing CFP Board-registered education who need a structured review before the CFP Certification Examination and related experience/ethics steps. Always verify current candidate bulletins, fees, and testing vendor details before you register.
Topics on this practice test: Financial planning process, Investment planning, Tax & estate, Retirement & risk.
- 120 timed multiple-choice questions
- 120-minute pacing target
- UniPrep2Go readiness target: 70% with topic breakdown
- Full answer review after you submit
Your first UniPrep2Go attempt is free: a 25-question timed diagnostic on any exam (Exam or Learn mode, no signup) with the full topic report. Full-length mocks and retakes run on a $5 UniPrep2Go Mock Pass (Gumroad license key): 5 attempts on any mock. After your score, buy the linked Anki deck on Gumroad to drill weak topics with spaced repetition.
Buy CFP Certification Anki deck to drill weak topicsCFP Certification Practice Test — quick answers
What is the CFP Certification exam?
The CFP Certification Examination from CFP Board is the comprehensive exam for candidates pursuing Certified Financial Planner certification in the United States. It integrates financial planning process, investment, tax, retirement, estate, and risk management into case-style and stand-alone items. Education, experience, and ethics requirements apply beyond the exam. Confirm current format with CFP Board.
Is this an official CFP Certification exam?
No. UniPrep2Go provides independent exam guides and practice tests — not official material from CFP Board.
Who administers the CFP Certification exam?
CFP Board. Always verify registration, fees, and the current content outline on the official site.
What topics appear on the CFP Certification exam?
Typical domains include: Financial planning process; Investment planning; Tax & estate; Retirement & risk. Confirm weights on the official outline.
How should I prepare for the CFP Certification exam?
Follow CFP Board Principal Knowledge Topics, practice case vignettes under timed conditions, and review weak domains weekly. Take the free UniPrep2Go timed readiness check on this page, then drill weak topics with the linked live Anki deck. Always verify current candidate bulletins, fees, and testing vendor details before you register.
Is there a free CFP Certification practice test?
Yes — take the free UniPrep2Go timed readiness check on this page now. After your report, repair weak topics with the linked live Anki deck. Your first UniPrep2Go mock, including this CFP Certification one, is a free 25-question timed diagnostic (any exam, Exam or Learn mode, no signup); full-length mocks and retakes run on the $5 UniPrep2Go Mock Pass — 5 attempts on any mock.
More FAQAdditional format, scoring, and disclaimer questions
- How many free attempts do I get on this CFP Certification Practice Test?
- One. Your first UniPrep2Go attempt is free: a 25-question timed diagnostic on any exam (Exam or Learn mode, no signup) with the full topic report. Full-length mocks and retakes run on a $5 UniPrep2Go Mock Pass (Gumroad license key): 5 attempts on any mock. Every attempt ends with the full topic report and answer review — the report itself is never paywalled.
- How many questions are on this free CFP Certification Practice Test?
- This UniPrep2Go practice test has 120 multiple-choice questions timed against a 120-minute target. The free first attempt is a 25-question / 25-minute diagnostic with the same topic weights; the full session runs on Mock Pass. Mapped to CFP Board exam themes. This UniPrep2Go check is 120 questions / 120 minutes / 70% readiness target. Independent prep — not CFP Board material.
- Why is the free CFP Certification Practice Test 25 questions?
- It is a diagnostic: 25 questions drawn by the same topic weights as the full 120-question mock — enough to rank your weakest topics, short enough to finish in 25 minutes in one sitting. With 1–6 questions per topic it is a quick read, not a verdict; for a full-length timed score, run the 120-question / 120-minute mock.
- What do I get for $5?
- The UniPrep2Go Mock Pass: 5 full timed attempts on any UniPrep2Go mock, including the 120-question CFP Certification session, in Exam or Learn mode. It is a one-time Gumroad license key that works on any device — no subscription. Every attempt ends with the full topic report and answer review.
- What score do you need on this CFP Certification Practice Test?
- The pass target on this practice test is 70%. Your report also breaks down performance by topic so you can see weak areas before the real exam.
- Who should take this CFP Certification Practice Test?
- Financial planning students and practitioners completing CFP Board-registered education who need a structured review before the CFP Certification Examination and related experience/ethics steps. Always verify current candidate bulletins, fees, and testing vendor details before you register.
- Where can I take a CFP Certification Practice Test online?
- UniPrep2Go hosts the Free CFP Certification Practice Test at https://uniprep2go.study/mock-exams/cfp-certification-readiness-check with a timed runner and full readiness report.
- Is this official exam material?
- No. This is an independent readiness diagnostic from UniPrep2Go. It is not official exam-board material and does not award certification or guarantee a passing score.
- What does the report show after the mock?
- Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan that links to the paid Anki deck on Gumroad for weak-topic drilling.
- Where do the questions come from?
- Original UniPrep2Go local bank (Wave 4).