Exam prep mocks · free timed practice test
Free Property & Casualty Insurance Readiness Check
P&C Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Property & Casualty Insurance deck. State licensing outlines vary. This UniPrep2Go page is an…
60 questions · 90 min · 70% pass target · free · State insurance licensing authorities
Official-source aligned. Topic weights, timing, and pass rules follow published exam outlines and blueprints. Questions are original UniPrep2Go study aids — not leaked official items.
- Questions
- 60
- Timing
- 90 minutes
- Pass threshold
- 70%
Topic breakdown ▾
- Dwelling and Homeowners Policies — 22%
- Casualty and Liability — 18%
- Personal and Commercial Auto — 15%
- Property Insurance Basics — 14%
- Commercial Property — 14%
- General Insurance Concepts — 11%
- Policy Conditions and Regulation — 6%
This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.
What is the P&C Readiness exam?
P&C Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Property & Casualty Insurance deck. State licensing outlines vary. This UniPrep2Go page is an independent timed practice test — not official exam material.
Administered by: State insurance licensing authorities
About this free Property & Casualty insurance practice test
A P&C insurance licensing readiness check covering homeowners, personal auto, commercial property, general liability, workers compensation, and key regulation concepts.
Built for: Property & Casualty insurance producer candidates preparing for state licensing exams.
Topics on this practice test: Dwelling and Homeowners Policies, Casualty and Liability, Personal and Commercial Auto, Property Insurance Basics, Commercial Property, General Insurance Concepts, Policy Conditions and Regulation.
- 60 timed multiple-choice questions
- 90-minute pacing target
- 70% pass threshold with topic breakdown
- Full answer review after you submit
Mocks and full reports are free for the first 20 mock starts while we validate demand. After that, access moves to paid Gumroad checkout.
Drill weak topics with Property & Casualty Insurance flashcardsProperty & Casualty insurance practice test — quick answers
Is there a free Property & Casualty insurance practice test?
Yes — UniPrep2Go hosts a free online Property & Casualty insurance practice test with 60 timed questions, 90 minutes, a 70% pass target, topic scoring, and a full answer review report. Free for first 20 mock starts.
How many questions are on this free Property & Casualty insurance practice test?
This UniPrep2Go practice test has 60 multiple-choice questions timed against a 90-minute target. Readiness check sampled from the Property & Casualty Insurance deck. State licensing outlines vary.
What score do you need on this Property & Casualty insurance practice test?
The pass target on this practice test is 70%. Your report also breaks down performance by topic so you can see weak areas before the real exam.
Who should take this Property & Casualty insurance practice test?
Property & Casualty insurance producer candidates preparing for state licensing exams.
Where can I take a Property & Casualty insurance practice test online?
UniPrep2Go hosts the Free Property & Casualty Insurance Readiness Check at https://uniprep2go.study/mock-exams/property-casualty-insurance-readiness-check with a timed runner and full readiness report.
Is this official exam material?
No. This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.
More FAQAdditional format, scoring, and disclaimer questions
- What does the report show after the mock?
- Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan linked to the Anki deck waitlist or deck when available.
- Where do the questions come from?
- Questions are original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions.
Official exam factsOfficial format, domain weights, and verify links
U.S. Property and Casualty insurance producer licensing exams are state-administered. Outlines vary by state; this page summarizes common P&C topic areas and independent UniPrep2Go study products (not official state exam material).
- Questions
- Varies by state; commonly 100–150 multiple-choice
- Time
- Varies by state; commonly 2–3 hours
- Passing score
- Varies by state; commonly 70%
- Delivery
- Computer-based at authorized testing centers
- Administered by
- State insurance department (exam vendor varies by state)
Knowledge domains and weights
| Domain | Weight |
|---|---|
| Dwelling and Homeowners Policies | ~22% |
| Casualty and Liability | ~18% |
| Personal and Commercial Auto | ~15% |
| Property Insurance Basics | ~14% |
| Commercial Property | ~14% |
| General Insurance Concepts | ~11% |
| Policy Conditions and Regulation | ~6% |
High-yield facts (commonly tested)
- Homeowners HO-3 is an open-perils policy on the dwelling and named-perils on personal property.
- Liability coverage pays for bodily injury and property damage the insured is legally obligated to pay.
- Collision covers vehicle impact damage; comprehensive covers non-collision losses such as theft and hail.
- Workers compensation provides medical and wage benefits for work-related injuries regardless of fault.
- An insurable interest and proximate cause are foundational concepts on P&C exams.
Verify current exam fees, scheduling, and administrative details at www.naic.org. Independent study aid — not official exam material.