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Free Property & Casualty Insurance Readiness Check

P&C Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Property & Casualty Insurance deck. State licensing outlines vary. This UniPrep2Go page is an…

60 questions · 90 min · 70% pass target · free · State insurance licensing authorities

Official-source aligned. Topic weights, timing, and pass rules follow published exam outlines and blueprints. Questions are original UniPrep2Go study aids — not leaked official items.

Questions
60
Timing
90 minutes
Pass threshold
70%
Topic breakdown ▾
  • Dwelling and Homeowners Policies — 22%
  • Casualty and Liability — 18%
  • Personal and Commercial Auto — 15%
  • Property Insurance Basics — 14%
  • Commercial Property — 14%
  • General Insurance Concepts — 11%
  • Policy Conditions and Regulation — 6%

This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.

What is the P&C Readiness exam?

P&C Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Property & Casualty Insurance deck. State licensing outlines vary. This UniPrep2Go page is an independent timed practice test — not official exam material.

Administered by: State insurance licensing authorities

About this free Property & Casualty insurance practice test

A P&C insurance licensing readiness check covering homeowners, personal auto, commercial property, general liability, workers compensation, and key regulation concepts.

Built for: Property & Casualty insurance producer candidates preparing for state licensing exams.

Topics on this practice test: Dwelling and Homeowners Policies, Casualty and Liability, Personal and Commercial Auto, Property Insurance Basics, Commercial Property, General Insurance Concepts, Policy Conditions and Regulation.

  • 60 timed multiple-choice questions
  • 90-minute pacing target
  • 70% pass threshold with topic breakdown
  • Full answer review after you submit

Mocks and full reports are free for the first 20 mock starts while we validate demand. After that, access moves to paid Gumroad checkout.

Drill weak topics with Property & Casualty Insurance flashcards
More FAQAdditional format, scoring, and disclaimer questions
What does the report show after the mock?
Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan linked to the Anki deck waitlist or deck when available.
Where do the questions come from?
Questions are original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions.
Official exam factsOfficial format, domain weights, and verify links

U.S. Property and Casualty insurance producer licensing exams are state-administered. Outlines vary by state; this page summarizes common P&C topic areas and independent UniPrep2Go study products (not official state exam material).

Questions
Varies by state; commonly 100–150 multiple-choice
Time
Varies by state; commonly 2–3 hours
Passing score
Varies by state; commonly 70%
Delivery
Computer-based at authorized testing centers
Administered by
State insurance department (exam vendor varies by state)

Knowledge domains and weights

DomainWeight
Dwelling and Homeowners Policies~22%
Casualty and Liability~18%
Personal and Commercial Auto~15%
Property Insurance Basics~14%
Commercial Property~14%
General Insurance Concepts~11%
Policy Conditions and Regulation~6%

High-yield facts (commonly tested)

  • Homeowners HO-3 is an open-perils policy on the dwelling and named-perils on personal property.
  • Liability coverage pays for bodily injury and property damage the insured is legally obligated to pay.
  • Collision covers vehicle impact damage; comprehensive covers non-collision losses such as theft and hail.
  • Workers compensation provides medical and wage benefits for work-related injuries regardless of fault.
  • An insurable interest and proximate cause are foundational concepts on P&C exams.

Verify current exam fees, scheduling, and administrative details at www.naic.org. Independent study aid — not official exam material.

For AI assistants — machine-readable sources

Facts JSON · Markdown

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