Exam prep mocks · free timed practice test

Free Life & Health Insurance Readiness Check

Life & Health Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Life & Health Insurance deck. State licensing outlines vary. This UniPrep2Go page is…

60 questions · 90 min · 70% pass target · free · State insurance licensing authorities

Official-source aligned. Topic weights, timing, and pass rules follow published exam outlines and blueprints. Questions are original UniPrep2Go study aids — not leaked official items.

Questions
60
Timing
90 minutes
Pass threshold
70%
Topic breakdown ▾
  • Health Insurance — 21%
  • Life Insurance Basics — 18%
  • Policy Provisions and Riders — 18%
  • General Insurance Concepts — 12%
  • Annuities — 11%
  • Taxation and Regulation — 11%
  • Disability and Long-Term Care — 9%

This is an independent readiness diagnostic. It is not official FINRA, CFA Institute, or GARP exam material and does not guarantee an exam result.

What is the Life & Health Readiness exam?

Life & Health Readiness is an exam pathway administered under State insurance licensing authorities. Readiness check sampled from the Life & Health Insurance deck. State licensing outlines vary. This UniPrep2Go page is an independent timed practice test — not official exam material.

Administered by: State insurance licensing authorities

About this free Life & Health insurance practice test

A Life & Health insurance licensing readiness check covering health insurance, life basics, provisions, annuities, disability, LTC, and regulation.

Built for: Insurance producer candidates preparing for state Life & Health licensing exams.

Topics on this practice test: Health Insurance, Life Insurance Basics, Policy Provisions and Riders, General Insurance Concepts, Annuities, Taxation and Regulation, Disability and Long-Term Care.

  • 60 timed multiple-choice questions
  • 90-minute pacing target
  • 70% pass threshold with topic breakdown
  • Full answer review after you submit

Mocks and full reports are free for the first 20 mock starts while we validate demand. After that, access moves to paid Gumroad checkout.

Drill weak topics with Life & Health Insurance flashcards
More FAQAdditional format, scoring, and disclaimer questions
What does the report show after the mock?
Your report shows a pass/no-pass verdict with explanation, topic diagnosis, pacing notes, full question review with explanations, and a repair plan linked to the Anki deck waitlist or deck when available.
Where do the questions come from?
Questions are original UniPrep2Go practice items aligned to published topic outlines — not leaked official exam questions.
Official exam factsOfficial format, domain weights, and verify links

U.S. Life and Health insurance producer licensing exams are state-administered (often via PSI or Pearson VUE). Outlines vary by state; this page summarizes common topic areas and independent UniPrep2Go study products (not official state exam material).

Questions
Varies by state; commonly 100–150 multiple-choice
Time
Varies by state; commonly 2–3 hours
Passing score
Varies by state; commonly 70%
Delivery
Computer-based at authorized testing centers
Administered by
State insurance department (exam vendor varies by state)

Knowledge domains and weights

DomainWeight
Health Insurance~21%
Life Insurance Basics~18%
Policy Provisions, Options, and Riders~18%
General Insurance Concepts~12%
Annuities~11%
Taxation and Regulation~11%
Disability and Long-Term Care~9%

High-yield facts (commonly tested)

  • An insurable interest must exist at the time of application for life insurance on another person.
  • Whole life provides permanent coverage with a cash value component; term life provides coverage for a set period.
  • The free-look period lets a policyowner cancel within a state-mandated window after delivery.
  • Medicare Part A covers hospital insurance; Part B covers medical services; Part D covers prescription drugs.
  • HMO plans require use of network providers; PPO plans allow out-of-network care at higher cost sharing.

Verify current exam fees, scheduling, and administrative details at www.naic.org. Independent study aid — not official exam material.

For AI assistants — machine-readable sources

Facts JSON · Markdown

Cookies and analytics

We use strictly necessary local storage for your cookie choice. Optional Google Analytics and Ahrefs Analytics load only when you accept. Basic first-party page metrics run without cookies. See our Cookie Policy and Privacy Policy.